As we go through life, our needs change. Our solutions can be customized to fit the needs of families, no matter where they are in life. We are able to use hundreds of carriers to ensure you not only have proper coverage but also the most effective rate to fit any budget.
The Guardian Group believes that Life Insurance does not need to be complicated and we communicate without using “Industry Terms”, speaking in plain English. (Although we do have advisors who are bilingual in Spanish/English as well) We are an elite team of Final Wishes Advisors who work for YOU, not an insurance company. Our relationships with top rated insurance carriers combined with our technology and inclusive tools give us the flexibility we need to offer the perfect solution given each individual’s situation.
Life Insurance can be used for all sorts of things from Burial or Final Expenses to Replacing Income or Mortgage Protection to leaving a Bequest or gift for your favorite foundation or charity. Whatever your reason or concern we can help in designing and executing a plan for your needs.
Some of our clients favorite plans are simple foundational parts of their estate plan that are issued quickly, without a medical exam or blood work, pay extremely fast, have no waiting period, claims are paid no matter when or how someone dies, and some of these plans only require you to make payments for a limited amount of time.
Life Insurance is just a tool that we can utilize to protect your family and provide funding at the time of death, however we help in far more ways than JUST providing a check. We specialize in a Funding and Planning program that educates families in order to KEEP the money from Life Insurance instead of simply handing it to a Funeral Director.
Contact us today to schedule a policy review to see if the plans you currently have can perform better, or if we can use funding from your current policies to design a more effective plan. Whatever your current situation, we can be a resource to educate, review, or implement plans to help you achieve the plan you desire.